Retirement Planning | Retirement Solutions - Life Insurance

Retirement Solutions

With the rising life expectancy stretching to late 70’s or early 80’s, the average retirement years are also on the rise. You can, therefore, define retirement as a period of personal reinvention.

It is important to look back at the early stages of your life when you worked hard to build an adequate corpus which would provide you and your family with the comforts of life. To ensure the current lifestyle is maintained even after you stop working, it is imperative to carefully have a Retirement Planning and Solutions for your savings so as to enjoy your golden years! Life after retirement is not only about money, medicine or health; but also leisure for those who want to spend their retirement by golfing, gardening or travelling.

Right financial planning at the right time will help you continue to enjoy the benefits even during retirement.

Key Features:

• Boost your corpus with our Guaranteed Additions: Choose a policy payment term as per your convenience and get 10% p.a. of Annualized premium at the beginning of each policy year till the premium payment term.
• Decide when you want to retire: You have the flexibility to choose your policy term that suits your Retirement needs. You may choose from Retirement Option 1 or Retirement Option 2 wherein the Maturity age is 55 or 60 years respectively.
• Optional Rider to enhance your plan: Customise your product by adding optional Tata AIA Life Accidental Death & Dismemberment Rider
• The growth of your corpus through Bonuses: Enjoy growth of your corpus through Compounded Reversionary Bonus and Terminal Bonus, if any, thus enabling you to have an independent life.

Life Insurance Solution, India | Monthly Insurance Plan-Saving Solution

Insurance Solution gives you step by step investing small sums of money every month over a period of time, in a disciplined manner, will help your money to grow so you can fulfil your dreams.

To assist you to realise your dreams, we present to you, Life Insurance Monthly Insurance Plan, a plan that gives you Saving Solution and helps you save monthly for a limited period to create a big corpus for your future needs.

Key Features

Savings

• Build up a corpus for your future goals with monthly savings
• Get Guaranteed Yearly Additions accrued at the beginning of each policy year
• Get Compounded Revisionary Bonus and Terminal Bonus to further enhance your savings
• Receive a lump sum benefit at maturity of the Policy

Protection for your family

• Get life cover of at least 10 times the annualised premium for the entire policy term
• Enhance your life cover with optional Rider

Liquidity

• Avail loan facility to meet unforeseen needs

Tax benefits

• Get tax benefits on investment and on returns, as per the applicable income tax laws

Group Insurance Plan | Group Insurance Policy-TataAIA

Today, financial planning has become an integral part of everybody's life.
Loans & finance options have made it easy to fulfil our dreams. But life is full of uncertainties and we often don't foresee unfortunate events. No matter how much we take care to prevent these unfortunate events, they do come and the result can be devastating for the people we care about the most – our family. In such the case the last thing anybody would want for his loved ones is to be burdened with his debts.

This can be avoided by planning beforehand. Tata AIA Life Insurance Group Total Suraksha helps us to ensure financial support to your family against such unfortunate loss. The product is offered to groups with a minimum group size of 50 eligible members.

Group Insurance Plan is a type of Insurance in which the Insurance is taken by the group of people. There are some important key features of Group Insurance Plan which we need to know.

Key Features:

• Insurance Cover for death of Insured Member
• Reducing Sum Assured or Level Sum Assured options
• Attractive group premium rates
• Simple enrollment process
• Single premium payment
• Insurance coverage linked to the loan amount
• Option to offer coverage for co-borrower of loan
• 24/7 Worldwide coverage
• No waiting period - Coverage from day one
• Tax exemption under section 80 C of Income Tax Act 1961
• Simple & Faster Claim Process

Money Back Insurance plan | Money Back Policy | Insurance Saving Solution

Money Back Plus, a participating non-linked money back Insurance plan, which caters to your need of periodic payouts at key stages in life along with life cover protection. This plan gives you the flexibility to choose from various term options to meet your financial commitments with the advantage of paying for only half the term along with enhanced savings with Bonuses throughout the term.

Key Features:

1. Survival payouts of up to 130% of Sum assured1 at regular intervals throughout the term
2. Life cover throughout the policy term regardless of the survival payouts already paid
3. Additional protection in case of Accidental death through inbuilt Accident Benefit
4. Limited premium payment equal to half the policy term
5. Enhance your Savings through Compounded reversionary bonus & terminal bonus
6. Lumpsum Maturity addition to meet your needs
7. Tax benefits u/s 80C & 10(10D) of the Income-Tax Act, 1961

Life Insurance Secure Plan | Saving Solution | Secure Plan

Life Insurance Secure Plan

 We believe in protecting your dreams at various stages of life without compromising on your basic needs through financial resources. You do not have to think twice to live your dreams as they now come with guaranteed resources for the future, protecting you from uncertainties of life.

We bring to you, Tata AIA Life Insurance Secure 7, a limited premium paying Non-Linked Non-Participating Endowment Assurance Plan that meets tomorrow's requirements along with protecting your future, loved ones and dreams as it ensures you of guaranteed returns for the money invested.

Other Saving Solution:

Know more about Life Insurance Secure Plan.